Terms and Conditions

1. Terms

Welcome to GLOBOLOCO Finance. These Terms of Service ("Terms") govern the use of our finance broking services ("Service") provided by GLOBOLOCO Limited ("we," "us," "our") to registered businesses ("you," "your").

By using our Service, you agree to these Terms, which include our Privacy Policy as referenced herein.

2. About

GLOBOLOCO Limited, trading as GLOBOLOCO Finance, is incorporated in England & Wales with its registered office at 71-75 Shelton
Street, London, WC2H 9JQ (company number 13444428) and is registered with the Information Commissioner's Office (reference number ZB363965).

We are a credit broker, not a lender. Our role is to facilitate connections with potential Finance Providers who may be able to provide financing options tailored to your business. We will obtain your consent before sharing your information with any Finance Providers, or we may provide you with a direct form for contact.

3. Limitations

Our Service is intended solely for your business-related purposes. It does not constitute debt counselling or advice; if you need assistance in this area, please contact Business Debtline. This Service should not be relied upon for financial decision-making, and we strongly recommend consulting with independent financial, legal, tax, or accounting professionals regarding any financing considerations.

We cannot guarantee the success of our Service or ensure that any options presented will meet your specific needs. The Service relies on third-party information, which may contain inaccuracies or errors beyond our control, and any information provided may be outdated or subject to change.

While we strive to ensure accuracy and availability, we expressly disclaim any liability for inaccuracies, service interruptions, or errors to the fullest extent permitted by law. You agree that GLOBOLOCO Finance is not liable for any direct, indirect, or consequential damages arising from your use of the Service, including but not limited to financial losses, reputational damage, or loss of profits.

4. Liability and Indemnity

You agree to defend and indemnify us, our third-party providers, employees, or agents from any claims, damages, or legal fees arising out of your breach of these Terms, any law, or your use of our Service. You download and use information from our Service at your own risk, and we recommend using antivirus software to protect your systems. We are not responsible for the accuracy or reliability of any third-party links or content available via the Service.

5. Commission Disclosure

We may receive a commission from Finance Providers for referrals. Our Conflicts Policy manages potential conflicts. If you would like
information on any commission received, we are happy to disclose this upon request.

6. User Responsibilities

By using the Service, you agree to provide accurate, up-to-date information and promptly notify us of any changes. You are responsible for maintaining backup copies of any data shared with us. We and our Finance Providers may conduct identity and credit checks on you and your business associates, which may involve linking credit records with financial associates. If you fail to make any required payments, we may suspend your access to the Service.

You agree to use the Service in a way that does not harm our reputation and complies with all applicable laws, including but not limited to
money laundering, bribery, data protection, and consumer rights legislation.

7. Intellectual Property

The Service, website, and all associated intellectual property rights are owned by or licensed to GLOBOLOCO Finance. Unless otherwise stated, we grant you no intellectual property rights to use the Service beyond what is expressly provided.

Any feedback or suggestions you provide regarding the Service may be used by us without restriction. By submitting data to our Service, you grant us an irrevocable, royalty-free license to use and distribute this data for Service-related purposes, subject to anonymisation where appropriate. This license will expire if you request to remove your data, although we may retain archived copies as required by law.

8. Data Protection

We take data protection seriously and process personal data in accordance with our Privacy Policy. Data shared with our panel of Lenders is processed independently by them according to their own data protection policies.

9. Complaints

If you are dissatisfied with our Service, please contact us. You may reach us at [email protected], or by mail at The Complaints Team, 71-75 Shelton Street, London, WC2H 9JQ. We will acknowledge your complaint within three business days and aim to resolve it within eight weeks.

9. Amendments and Termination

We will generally provide one (1) month’s prior notice for changes to these Terms. Exceptions to advance notice may include changes that
benefit you, compliance with law, or minor changes that do not impact functionality. By continuing to use the Service after changes, you accept the
updated Terms.

These Terms are effective indefinitely until terminated by either party. You may terminate your use of the Service by contacting us at [email protected]. We reserve the right to terminate these Terms with one (1) month’s notice, or immediately for reasons including breach of Terms, noncompliance with law, or false information.

9. Miscellaneous

Notices will be sent to you via email or within the Service. If any part of these Terms is unenforceable, the remaining provisions will
continue to apply. These Terms are governed by English law, and any disputes will be subject to the jurisdiction of the English courts.

These Terms are effective indefinitely until terminated by either party. You may terminate your use of the Service by contacting us at [email protected]. We reserve the right to terminate these Terms with one (1) month’s notice, or immediately for reasons including breach of Terms, noncompliance with law, or false information.